How To Close A Chime Bank Account from howto-close.com
Introduction
Are you thinking of canceling your Chime account? Chime is a popular digital bank that offers a range of financial services, but if you no longer need its services or found better options, you might want to close your account. In this article, we will guide you on how to cancel your Chime account in 2023.
Before You Cancel
Before you cancel your Chime account, there are a few things you need to take care of. Firstly, make sure that there are no pending transactions or negative balances in your account. If you have any pending payments or deposits, wait until they clear before closing your account. Secondly, check if you have any linked accounts or services associated with your Chime account, such as PayPal or Venmo. You need to unlink them before closing your Chime account.
How to Cancel Chime Account
To cancel your Chime account, follow these simple steps: 1. Log in to your Chime account using your email and password. 2. Click on the gear icon in the upper-right corner to access the Settings menu. 3. Scroll down to the bottom of the page and click on the "Close Account" button. 4. Chime will ask you to confirm your decision. If you are sure, click on "Yes, Close Account." 5. Chime will ask you to provide feedback on why you are closing your account. Choose the appropriate option and click on "Next." 6. Chime will ask you to verify your identity by providing your date of birth and the last four digits of your Social Security Number. 7. Once you have verified your identity, Chime will process your account closure request. It may take up to three business days to complete the process.
What Happens After You Close Your Chime Account
After you close your Chime account, you will no longer have access to your funds or any services associated with your account. Chime will transfer any remaining balance to your linked external account, if you have one. If you don't have a linked external account, Chime will mail you a check for the remaining balance.
Conclusion
Canceling your Chime account is a straightforward process that can be completed in a few steps. However, before you cancel, make sure that you have taken care of any pending transactions and unlinked any associated accounts. Also, keep in mind that once you close your account, you will no longer have access to your funds or services. If you are sure that you want to cancel your Chime account, follow the steps outlined in this article.